Don't want to pay the full amount at once? Pay in instalments!

ESTO instalment financing is an innovative payment solution that creates a payment schedule based on the period you choose. The payment solution makes a decision in real time.

Add the suitable products to your cart, confirm your order and choose ESTO instalment financing as the payment method. When confirming the purchase, select a suitable term and monthly instalment amount and sign digitally using an ID card, Smart-ID or Mobile-ID.

  • ESTO installment financing is available to all Estonian citizens aged 18–70.
  • ESTO installment financing can also be arranged quickly and conveniently for a legal entity.
  • ESTO installment financing is provided and administered by ESTO AS. 

ATTENTION! Every installment purchase is a financial obligation. Before entering into an installment agreement, review the terms of the relevant service and consult a specialist if necessary. Every financial decision involves risks and obligations, so please consider carefully whether you need a credit product. For example, for a loan amount of €1,290 over 24 months at a fixed annual interest rate of 14.90% and a contract fee of €0, the annual percentage rate of charge is 31.62%, the monthly payment is €70.67 and the total amount repayable by the consumer is €1,696.08. Instalment financing is a financial obligation; before making a decision, read the contract terms carefully and, if necessary, consult an ESTO AS employee or another specialist. Instalment financing is provided and administered by ESTO AS.

WHAT IS ESTO? ESTO is a financial-services company whose origins date back to 2016. The brand was created from a need for a new generation of payment solutions suitable for both consumers and merchants. Today ESTO offers the widest selection of different payment solutions in the Baltics, and its partner network includes more than 2,600 partners and stores and over 300,000 customers.

Tutvu tingimustega siin: www.esto.ee

If necessary, contact an ESTO AS representative – info@esto.ee or www.esto.ee LIVE chat-aknas.